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The Government has started to replace Disability Living Allowance (DLA) for disabled people aged between 16 and 64 with a new benefit called Personal Independence Payment (PIP). This process began in April 2013 and is expected to be complete by 2019. If you are currently receiving DLA, you don’t need to do anything until the Government writes to you.
Currently, if you receive the Higher Rate Mobility Component (HRMC) of the Disability Living Allowance (DLA), or Personal Independence Payment (PIP) you are eligible to join the Motability Scheme.
Parents or guardians can order a car on behalf of a child who is receiving any of the allowances listed above. You can still lease a car even if you do not drive you can simply nominate two friends, relatives or carers to drive the car instead.
To lease a car through Motability, you must have at least 12 months award length remaining. Only the Higher Rate Mobility Component is used; the Attendance Allowance cannot be used to lease a car through Motability. Only one nominated driver under-21 is permitted. This can be the applicant or another driver who lives at their address. Drivers under the age of 25 can only drive cars in the lower ABI insurance groups and with a brake horsepower rating of 115BHP or less.
Any proposed drivers with certain convictions, disqualifications or endorsements within the last five years will not be allowed to apply. If you decide to leave Motability at a later stage, you can request a letter confirming your claims history to take to your new insurer.
F Vindis & Sons (Bedford) Ltd, F Vindis & Sons (Peterborough) Ltd, F Vindis & Sons (Sawston) Ltd, F Vindis & Sons (St Ives) Ltd and Vindis Group Ltd, is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows F Vindis & Sons (Bedford) Ltd, F Vindis & Sons (Peterborough) Ltd, F Vindis & Sons (Sawston) Ltd, F Vindis & Sons (St Ives) Ltd and Vindis Group Ltd, to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only. We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.
